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14th September
2021
written by Tellus

Agreements with alumni associations still account for the vast majority of agreements (124), accounts (421,137) and issuers` payments ($17.5 million). If you have any questions about the agreements yourself, contact the card issuer directly. The CARD law provides that card issuers in case of agreement with universities or. This search method applies to all credit card agreements as of the last quarterly collection of CFPB credit card contracts. To access all agreements from recent or previous periods, please click on the contractual link below. (Please note that the Bureau has not received agreements for 2015. The January 2016 archive is a sample collected by Bureau staff from the publicly accessible websites of the largest credit card issuers during the first week of January 2016 and does not constitute a complete set of agreements). Credit card issuers are generally required to publish on their websites the credit card agreements they offer to the public, with limited exceptions. If you are an exhibitor, email CardAgreements@consumerfinance.gov to receive instructions on how to submit agreements. We have provided this database so that you can search for agreements between credit card issuers and their customers. The agreements contained in this database contain general terms and conditions, prices and information on fees.

ยง 1026.58 Internet booking of credit card contracts. (i) identification of information relating to the card issuer and the agreements submitted, including the name, address and identification number of the issuer (e.g. B RSSD identification number or tax identification number); The CFPB conducts a twice-year survey on the terms of credit card plans offered by some of the country`s largest credit card issuers. In addition, the CFPB database provides information on credit card complaints and responses to complaints. The credit card agreement database of more than 300 card issuers contains credit card terms and conditions, prices and fee information. (2) Special regime for issuers without interactive websites. An issuer that does not have a website from which cardholders can access certain information about their individual accounts instead of complying with Article 1026.58 (e) (1) may, upon request, provide agreements by giving the cardholder the opportunity to request a copy of the agreement by calling an easily available telephone line, the number of which is posted on the issuer`s website and clearly indicated by purpose or on each regular telephone line Declaration sent to the cardholder and clearly indicated according to the purpose. The issuer must send to the cardholder, no later than thirty days after receipt of the cardholder`s request, a copy of the cardholder`s agreement, in electronic or paper form, or make it available to the cardholder. The terminated agreements accounted for only about 52,000 accounts opened, or nearly 9 percent of all accounts opened at the end of 2019 and only about $800,000 in payments, less than 4 percent of issuers` payments.

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